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Residential Mortgages = |
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| 1. Can I get a
mortgage even if I have bad credit? |
| Bad credit, no credit or
even good credit...doesn't make a difference. PFH represents over
thirty different lenders all over the country to find mortgages for
people with all kinds of credit, bad good or none at all! |
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| 2. The bank started a
foreclosure on my house...is it too late? |
| Not at all. PFH can get
you a mortgage during your foreclosure. In fact, PFH has the
experience to negotiate a discounted payoff with your mortgage
lender to save you money. That way your existing mortgage lender
pays your closing costs. |
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| 3. What if I've filed
for bankruptcy? |
| PFH can find a mortgage
even if you are in bankruptcy! Because PFH specializes in mortgages
for people with bad credit, we can find mortgages for people who are
in foreclosure, in default on their mortgages or even in bankruptcy! |
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| 4. Other banks have
told me that the income on my tax return is not enough to support
the mortgage I am requesting, but I have other means of supporting
the mortgage...but I can't prove it...what do I do now? |
| No problem, PFH has no
income verification mortgages. This means that we dont really care
what your income is. This type of mortgage is ideal for owners of
cash businesses, or people who have complicated tax returns. |
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| 5. Is the application
process difficult? |
| Not at all There are no
up front application fees! Just call our office for an appointment
with one of our loan representatives. We'll help you fill out your
application and help you all the way through the closing. |
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| 6. How long will it
take to get an answer after we submit our loan application? |
| In most cases, we will
have an answer in only 2 days! |
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| 7. Can I talk to a
loan representative about my loan situation before submitting my
application? |
| Of course! Just call any
of our mortgage representatives at our main office and they will
answer all of your questions...in complete confidence. |
